Observable Finance
A real financial model for your household
Priced 60 at IPO on Jul 16. The curve starts building with the next run — Jul 17, 2026.
No money. No seat. It doesn't move the price. It goes on your record — and in 28 days reality settles it.
by reality anchor — the price money can't pump
Finance. Launched 14h ago on PeerPush, where it placed #31. Today, it's live, but nothing on the site has changed since we started watching. It's anchored at 60 pts.
It placed #31 on PeerPush with 2 votes.
A launch's opening price comes from where it placed on its own board, normalised across all 12 platforms we watch. That's deliberate: #1 on a small board beats #40 on a huge one. It's how a launch nobody saw can still be worth more than one everybody did.
No matter how much money goes in. There is no pump here — you can't make yourself right by buying more. The line only moves on things that actually happened: an award, revenue that grew, a new platform, code that shipped — or silence.
Moving right now. The clock only starts when a launch goes quiet.
We fetch this site every day and hash what's on it. A founder can post “still working on it” — but if they actually shipped, the page changes. That's the only claim we price: evidence, not announcements. The real question isn't “will this be huge?” — it's “will they still be moving in four weeks?”
The story so farEVERY MOVE, AND WHY▾
Repriced every day, no cliffs. A launch that goes quiet bleeds a little at a time, so there's never a drop you could have run from the night before.
Momentum on its boardDOESN'T MOVE THE PRICE▾
Daily tracking just started for this launch — the first point is on the board. A second reading lands with tomorrow's run, and the curve builds from there.
How the launch is moving on its own board, day by day. This is the crowd's attention — it does not move the reality price. Only verifiable outcomes do.
A flat line is normal: votes stop within a day or two of launch, on every board. What's unusual — and what actually counts — is a launch that keeps pulling votes long after its day is over.
About
Observable Finance is a real financial model for your household. It pairs a spreadsheet-native modeling engine with real bank connections through Plaid, so you can track and plan your money in one place. I built it out of frustration with traditional personal finance apps: they sync your accounts and show you where your money already went, but they don't help you decide what to do next, and they box you into one rigid way of doing things. I've never met two people who model their finances the same way, so why force everyone into the same template? A finance app should take away the tedium of updating accounts, then get out of your way so you can model the outcomes you actually care about. Because every cell is a formula, with built-in financial functions, you can answer questions a normal tracker can't: Can we still afford the mortgage if one of us takes a lower-paying job? How much can we realistically save for vacation this year? What's the most tax-efficient way to use our retirement accounts, and how much would it save us? On security: your bank data flows through Plaid, the same connection layer behind Venmo, Robinhood, and Bill.com. Observable Finance never sees or stores your bank credentials, and connections are read-only, so the app can't move money. The free tier includes the full modeling engine, no card required. Bank syncing and household sharing are $9/month.
Where it launched1 PLATFORM▾
| Platform | Votes | Counts toward price | Link |
|---|---|---|---|
| PeerPush | 2 | sets the price | ↗ |
The board it did beston sets the price. Every other board only adds to it if the launch also landed in that board's top 25% — because just showing up somewhere isn't an achievement. Listing on twelve directories is free; placing well on them isn't.